Fire And Insurance Disaster Guidelines And Tips:
Below is a list of guidelines you should be aware of. Remember that each situation is unique. Please consider calling upon Harris Insurance Services for a FREE, NO–OBLIGATION consultation. The information you receive is invaluable whether you decide to retain us or go at it on your own. We will be happy to meet with you on site at your convenience. We are available to you 24/7 all over the Chicagoland area. It is not unusual for a fire victim to call us at 1:00 a.m. and ask us to come see them immediately. Yes we understand disasters do not have a timetable and we want to be there to help you immediately. We respond faster than the insurance company adjusters. That is a plain and simple fact. We are the best. Tasks you should consider:

• Hire your own experts, HARRIS INSURANCE SERVICES
• Mitigate your loss and protect your property from further damage
• Move quickly to protect property such as books, manuscripts, etc
• Control access to the premises
• Establish a claim management team, with one spokesperson
• Have an initial policy analysis & claim strategy prepared and make
  sure all team members understand it
• Set up a post–loss plan to protect your operations & market
  and notify your customers, banks & suppliers
• Prepare public relations program to inform stakeholders and
  general public
• Know the players, including who the adjusters representatives are
• Know your brokers role
• Understand your duties and requirements
• Document your activities in a log
• Take a proactive position–you must make a claim
• Make the decisions that are best for the survival of
  your organization
• Integrate claim management with the post–loss operations
• Concentrate on maintaining your operations & not on preparing
  claim details–leave that to the experts
• Don’t rely solely on historical record–secure replacement estimates
• Coordinate the property, business interruption & extra–
  expense claims
• Understand that your claim will have to be verified
• Understand the negotiation process

Call HARRIS INSURANCE SERVICES For A No–Obligation
Free Consultation:
Report the loss to your agent or broker, or directly to the insurance company. Do not allow anyone to remove property from the building. Review paperwork which is all explained during the no obligation consultation.